MoneyLion: Go-to Money App 7.91.2

MoneyLion: Go-to Money App 7.91.2

MoneyLion – Freeware – Android iOS
out of 111375 votes
Latest Version
7.91.2
Safe to install

Comprehensive Financial Management with a Personal Touch

Boris Weber

MoneyLion offers users an all-in-one platform for budgeting, investing, and banking, making financial management more accessible and personalized than ever.
image/svg+xml 2025 Editor's Rating
image/svg+xml EXCELLENT User Rating

MoneyLion is a comprehensive finance app that offers a range of tools to help users manage their personal finances. Acting as a mobile banking app, credit builder, and finance tracker, it simplifies various aspects of personal finance, allowing users to make the most of their financial resources from anywhere.

With MoneyLion, users can access Credit Builder loans, personal loan offers, investment opportunities, and financial tracking tools to support their financial goals. The app also provides features such as RoarMoney℠ for early payment access up to 2 days before payday, and Instacash℠ for cash advances when needed. Additionally, users can gain valuable insights on how to manage their money effectively through tips and hacks featured on the Discover feed.

Every Time You Money™ with MoneyLion, as the app offers various rewards on everyday spending. These rewards include the possibility of unlocking up to $1,000 in 0% APR cash advances with a qualifying recurring direct deposit to RoarMoney℠. Furthermore, users receive a contactless MoneyLion Debit Mastercard® and a RoarMoney℠ virtual card upon funding their account, enabling them to make the most of their finances.

Managing money is made easy with MoneyLion. Users can access resources that assist them in achieving their personal finance goals and tracking their spending. The app allows for spare change investment, credit building, and access to partner loan offers. Essentially, MoneyLion provides an all-in-one solution for all financial needs.

Download MoneyLion today to take control of your finances with ease.

Key features of MoneyLion include:

  • Early access to paychecks with RoarMoney℠ direct deposit²
  • Rewards of up to $500 per qualifying purchase with Shake 'N' Bank⁴
  • No-fee cash withdrawals at over 55,000 Allpoint ATMs⁵

Users can also benefit from the Instacash℠ cash advance feature, which provides up to $500 in 0% APR cash advances without credit checks, monthly fees, or interest. With a qualifying recurring direct deposit into a RoarMoney™ account, users can access up to $1,000¹.

The Discover feed within the app offers valuable guidance on making smart money decisions. Whether it's tips for starting a side hustle or advice on negotiating salary increases, MoneyLion provides insightful money hacks and tips from influential voices. Users can also explore trending posts and curated playlists to expand their financial knowledge.

In addition, the MoneyLion Marketplace presents users with personalized financial offers. Users can compare personal loan rates and find suitable match options. The marketplace also features options for auto insurance, life insurance, loan refinancing, credit cards, and more. Furthermore, MoneyLion offers a finance calculator to help users plan for their future, covering areas such as mortgages and retirement plans.

For those looking to build credit while saving, the Credit Builder Plus Loan provides an opportunity to obtain a loan of up to $1,000 without a hard credit check. Credit Builder Plus members also benefit from personalized credit report insights and access to view their credit score.

MoneyLion allows users to invest their money according to their preferences. Using Round Ups³, users can invest spare change from eligible credit or debit card purchases. Whether users are first-time investors or experienced financiers, MoneyLion caters to their needs by providing personalized, fully managed portfolios and auto investing options.

It's important to note that certain terms and conditions apply to specific features within the app. For example, increased Instacash℠ limits with Safety Net requirements necessitate a recurring direct deposit into a RoarMoney℠ account. Likewise, Round Ups³ is subject to its own set of terms and conditions, and users may be required to have certain MoneyLion accounts in order to use this feature. Similarly, Shake 'N' Bank and other rewards are subject to terms and conditions.

The MoneyLion Debit Mastercard allows for no-fee withdrawals at ATMs in the Allpoint network, though fees may apply for transactions conducted outside of this network.

Overview

MoneyLion: Go-to Money App is a Freeware software in the category Business developed by MoneyLion.

The latest version of MoneyLion: Go-to Money App is 7.91.2, released on 01/07/2024. It was initially added to our database on 09/09/2023.

MoneyLion: Go-to Money App runs on the following operating systems: Android/iOS.

Users of MoneyLion: Go-to Money App gave it a rating of 5 out of 5 stars.

Pros

  • User-friendly interface that makes navigation easy for users
  • Offers various financial services including loans, credit monitoring, and investments
  • Provides personalized financial advice and insights based on user spending habits
  • No minimum balance requirement for accounts, making it accessible to more users
  • Offers cash advances through the Instacash feature without interest
  • Integration with a mobile banking account, debit card, and credit builder loan features
  • Allows users to track their credit score for free
  • Incorporates budgeting tools to help users manage their expenses effectively

Cons

  • Monthly membership fees can add up for some users
  • Limited features available for users on lower-tier plans compared to higher-tier memberships
  • Cash advance limits may not be sufficient for all users' needs
  • Customer service can sometimes be slow to respond to inquiries or issues
  • Some users report technical issues with the app functionality or glitches
  • Dependence on a mobile device can be limiting for those who prefer desktop access
  • Interest rates on credit builder loans may be higher than traditional lenders

FAQ

What is MoneyLion?

MoneyLion is a financial technology app that provides a variety of services including personal loans, budgeting tools, and investment options, all in one platform.

How does MoneyLion help with budgeting?

MoneyLion offers budgeting tools that allow users to track their spending, set financial goals, and gain insights into their financial habits.

Can I get a loan through MoneyLion?

Yes, MoneyLion offers personal loans to qualified members, which can be accessed directly through the app.

Is my personal information secure with MoneyLion?

Yes, MoneyLion uses encryption and secure protocols to protect your personal and financial information.

What are the fees associated with using MoneyLion?

MoneyLion offers a free membership option, but there may be fees for certain services like cash advances or loans. It's best to review the fee structure in the app.

Can I build my credit score using MoneyLion?

Yes, MoneyLion provides tools that can help you build your credit score by offering credit monitoring and reporting features.

Is there a cost for the Go-to Money App subscription?

MoneyLion offers both a free version and a paid membership that includes additional benefits. The paid version comes with a monthly fee.

What types of accounts can I link to MoneyLion?

You can link bank accounts, credit cards, and investment accounts to track your finances in one place.

How do I get started with MoneyLion?

To get started, download the app from the App Store or Google Play, create an account, and follow the prompts to set up your profile.

Does MoneyLion offer investment options?

Yes, MoneyLion provides investment options through their platform which allows you to invest in various portfolios based on your financial goals.


Boris Weber

Boris Weber

I am an editor at UpdateStar. I started as a support engineer, and am now specialized in writing about general software topics from a usability and performance angle among others. I telecommute from UpdateStar’s Berlin office, when I am not working remote as a digital nomad for UpdateStar. When I'm not analyzing the latest software updates, you can find me exploring new cities, immersing myself in local cultures, and discovering innovative tech trends across the globe.

Latest Reviews by Boris Weber

Screenshots (Click to view larger)

Related products


Chime – Mobile Banking

Chime – A Seamless and User-Friendly Mobile Banking Experience

Latest Updates


Visual Studio Code 1.99.0

Powerful and Versatile: Visual Studio Code is a developer's best friend

ProgDVB 7.66.0

Enhance Your TV Viewing Experience with ProgDVB!

360 Total Security 11.0.0.1185

360 Total Security is an application designed to clean and protect your PC against viruses and other online threats. Whether you are shopping online, downloading files or chatting with your friends, 360 Total Security will keep your …

pdfMachine White 20.39

pdfMachine White is a free, but significantly reduced edition of the PDF document creation tool, which is available as a virtual printer.

Wise Disk Cleaner 11.2.2.841

Wise Disk Cleaner: Simplify Your Disk Cleanup

PassMark BurnInTest Professional 11.0.1009

PassMark BurnInTest Professional: Stress Test Your System with Confidence
Secure and free downloads checked by UpdateStar

Stay up-to-date
with UpdateStar freeware.

Latest Reviews

My Town : Fashion Show Dressup My Town : Fashion Show Dressup
Unleash Your Inner Fashionista with My Town: Fashion Show Dressup!
Origin Bank Origin Bank
Streamlined Banking Experience with Origin Bank
Les Mills Releases Les Mills Releases
Boost Your Fitness Routine with Les Mills Releases
PDF Hero - PDF Editor & Reader PDF Hero - PDF Editor & Reader
PDF Hero: A Comprehensive PDF Editor with User-Friendly Features
Tape Measure light Tape Measure light
Precision Meets Convenience: Tape Measure Light by Marton Varga
TIYA TIYA
Connect with Friends and Family Effortlessly Using TIYA
UpdateStar Premium Edition UpdateStar Premium Edition
Keeping Your Software Updated Has Never Been Easier with UpdateStar Premium Edition!
Microsoft Visual C++ 2015 Redistributable Package Microsoft Visual C++ 2015 Redistributable Package
Boost your system performance with Microsoft Visual C++ 2015 Redistributable Package!
Microsoft Edge Microsoft Edge
A New Standard in Web Browsing
Google Chrome Google Chrome
Fast and Versatile Web Browser
Microsoft Visual C++ 2010 Redistributable Microsoft Visual C++ 2010 Redistributable
Essential Component for Running Visual C++ Applications
Microsoft Update Health Tools Microsoft Update Health Tools
Microsoft Update Health Tools: Ensure Your System is Always Up-to-Date!